COLA 2027 Prediction: Bigger Checks or Higher Costs?  

Prem Kabra

Cost-of-Living Adjustment increases Social Security payments each year

Inflation is rising again as fuel prices and grocery rates increase, pushing new COLA 2027 estimates higher .

Annual benefit increase to help. Social Security keep up with inflation.

COLA is calculated using inflation data tracked by the Bureau of Labor Statistics.

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Inflation data from July to September plays a key role in deciding the final COLA each year.

Roughly $50–$70 more per month depending on your current benefits.

Rising costs for food, rent, and healthcare may reduce the real benefit increase.